As a field with great development potential, Internet finance companies have grown much faster in market share in recent years than traditional institutions. In the entire industry chain, consumer financial institutions and investment institutions are faced with different risks and pain points. The identification and control of the risks within the underlying assets, data tampering risk, risk of borrowers and post-investment risk are closely associated with data risk control technology. As the leading integrated credit technology service provider in China, China Securities Credit Investment, through its subsidiary China Securities Credit Technology Co., Ltd.(referred as CSCT), has been deeply involved in the consumer finance industry and accumulated rich experience in how to effectively manage the above risks through the combination of data and technology.
As a technology guardian of consumer financial asset, CSCT has accumulated real customer data through actual projects of various application scenarios in consumer finance businesses, and has cooperated with leading data service providers in the market. Combining cutting-edge technologies, such as big data, machine learning, artificial intelligence, etc., CSCT is able to continuously optimize credit evaluation and anti-fraud technology, and provide comprehensive risk management services for personal credit businesses.