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China Securities Credit Investment successfully selected as the first batch of national integrated credit service providers named by NDRC
In order to cultivate the development of credit service institutions and credit service market and accelerate the construction of social credit system, on October 31st the Office of the National Development and Reform Commission (referred as “NDRC”) issued a circular on “Promoting the pilot work of the integrated credit service institutions” (No. 2018-1343). First 26 professional institutions were identified to participate in the pilot program of integrated credit service institutions, and China Securities Credit Investment Co., Ltd. (referred as “China Securities Credit Investment” or “company”) was successfully selected.
In the early March this year, NDRC issued a circular on ” Fully mobilizing credit service institutions to accelerate the construction of social credit system” (No.2018-190), with the plan to explore a pilot program for credit service institutions in the focused industries and regions.
As a China’s leading credit-tech service provider, China Securities Credit Investment aims to build an infrastructure that serves the entire life cycle of credit assets (asset generation – asset trading and exchange – asset management). Empowered by proprietary technology, we provide integrated services that cover the entire credit value chain, from credit risk management, credit enhancement, to credit asset trading services and management，which help to reduce the cost of credit risk management, accelerate credit asset circulation, mitigate the risk of credit asset investments, and facilitate the development of real economy.
Being successfully selected as the first batch of integrated credit service institutions named by NDRC, indicates that the company’s credit technology service capabilities has been affirmed and recognized by the government departments. As a selected institution, China Securities Credit Investment will play an active role in delivering our expertise and advantages, promoting the construction of social credit system and meeting the demand for market-oriented credit services. The company is committed to exploring various fields of application including the credit information collection, processing, and evaluation, the commercial application of credit big data, credit services in the public administrative management scenario, etc. China Securities Credit Investment will adhere to the spirit of professionalism, and resolutely implement the objectives of the requirements, using our high-quality services to promote the first batch of integrated credit service institutions pilot program.
中证信用成功入选全国首批综合信用服务机构
为培育发展信用服务机构和信用服务市场，加快推进社会信用体系建设，10月31日，国家发改委办公厅印发了《国家发展改革委办公厅关于推动开展综合信用服务机构试点工作的通知》（发改办财金〔2018〕1343号），确定首批26家专业机构参与综合信用服务机构试点工作，中证信用增进股份有限公司（以下简称“中证信用”或“公司”）成功入选。
今年3月初，国家发改委印发了《国家发展改革委办公厅关于充分发挥信用服务机构作用加快推进社会信用体系建设的通知》（发改办财金〔2018〕190号），拟在重点领域和广泛区域积极开展发挥综合信用服务机构作用的试点探索。
中证信用作为中国领先的信用科技综合服务商，致力于通过科技驱动打造服务于信用资产全生命周期（资产生成-资产交易-资产管理）的基础设施，通过为客户提供信用风险管理、信用增进、信用资产交易管理服务等全信用价值链服务，降低信用风险管理的成本，提升信用资产流转的效率，化解信用资产投资的风险，助力实体经济发展。
此次成功入选国家发改委首批综合信用服务机构，标志着公司的信用科技服务得到了政府部门的肯定和认可。作为入选机构，中证信用将积极发挥在专业领域的特长和优势，以推进社会信用体系建设、满足信用服务市场需求为导向，在市场主体信用信息采集、加工、及评价，信用大数据的商业化应用，行政管理及公共场景的信用服务等方面，进行积极有效的探索，秉承专业与尽责的精神，坚决落实目标要求，以高质量的服务推动首批综合信用服务机构试点工作。
市场首单由专业信用增进机构发起的信用保护工具正式推出
为贯彻落实国务院关于设立民营企业债券融资支持工具，持续以市场化方式支持民营企业债券融资等政策要求，中证信用增进股份有限公司（以下简称“中证信用”）积极参与深圳证券交易所信用保护工具首批试点交易，并于2018年11月2日成功推出了市场首单由专业信用增进机构发起的信用保护工具。
近几年，债券市场信用事件频发，导致部分投资者信心缺失，部分企业尤其是民营企业出现融资困难、融资成本高企的情况。近期，国务院金稳委、人民银行和证监会等有关政府部门要求采取切实有效的手段，解决相关企业面临的融资困难，并多次提到探索运用信用保护工具，通过信用风险缓释手段带动民营企业整体融资恢复。在此背景下，中证信用积极探索和推动信用保护工具业务，通过专业化的信用增进技术手段，以市场化的方式服务实体经济，促进交易达成，提振市场信心。
此次，中证信用以合约方式卖出信用保护，采用“前端费用+标准票息”的收费方式，参考实体为浙江恒逸集团有限公司（以下简称“恒逸集团”）。恒逸集团为浙江省内专业从事石油化工与化纤原料生产的现代大型民营企业。
作为市场首家发起设立信用保护工具的专业信用增进机构，中证信用将持续致力于打造服务于信用资产全生命周期（资产生成-资产交易-资产管理）的基础设施，为客户提供信用风险管理、信用增进、信用资产交易管理服务等全信用价值链服务，降低信用风险管理的成本，提升信用资产流转的效率，化解信用资产投资的风险，促进实体经济的发展。
关于为腾讯理财通企业贷理财之天金所支信通（联易融）和融通睿智系列产品提供增信的信息公告 [2018]42 号
Yang Yang : Is FinTech the magic key to solve bond liquidity dilemma in China?
In the past few years, the Chinese bond market has been developing rapidly, but shows very low liquidity. What are the causes of the problem? We will look at this problem from 3 dimensions: development stage of market, the source of funding, and trading structure of the market.
Considering the development stage, China’s bond market has a relatively short history, thus market infrastructure is still inadequate. In terms of source of funding, banks are the biggest players in China’s bond market which supply 99% of the funds in the market. But banks are so risk averse that they have little interest in the secondary market bond trading. As for trading structure of the market, the US bond market has a multi-layer structure, yet China’s bond market is much more flat. In the US there are more than 40 electronic trading platforms catering the need of different types of customers. As a result, the liquidity of assets increased tremendously. However, in China the penetration of electronic trading is low, with 70-80% of bond trading still being conducted through traditional voice brokering.
However, the liquidity of the Chinese bond market has started to improved. Various investment tools such as financial monitoring model, portfolio management system, public opinion surveillance and trading price monitoring signals, are increasingly used by institutional investors. More e-trading platforms begin to enter this market, which will rapidly improve bond liquidity. Fin-tech is the magic key to solve bond liquidity dilemma in China.
中证信用首席数据官陈浩参加香港金融科技周-中国金融科技峰会
11月1日上午，中证信用首席数据官陈浩参加2018香港金融科技周“中国金融科技峰会”，与京东金融研究院院长孟昭莉、维信金科CFO周正等一同就金融科技生态圈的热点话题展开讨论。
核心观点摘要如下：
中证信用作为中国领先的信用科技综合服务商，围绕着信用资产全生命周期（资产生成-资产交易-资产管理），为企业、监管机构提供从信用风险管理、信用增进到信用资产交易管理的全信用价值链服务，致力于通过科技让信用更有价值。目前，公司已为4000多家机构客户提供各类信用服务。
金融科技从2008年高速发展至今，持续促进着传统金融业的转型，着力客户体验的提升和服务成本的降低。在创新和监管平衡的新时代下，随着技术与金融场景的进一步融合，金融科技的发展趋势呈现出三个新特征：
一、服务客群的变化
面对长尾客群的需求，零售银行、财富管理、支付、借贷、保险、交易结算等传统金融场景的产品和服务，在科技驱动下不断推陈出新，也使得零售客户市场逐渐趋于饱和。而在核心客群市场，随着在结构化转型、市场监管的宏观经济环境下企业融资方式的改变，投融资双方对于资产风险的穿透和企业信用的建立需求迫切，已成为金融科技新的蓝海市场。
二、从效率为上向专业分工的变化
金融科技是把“双刃剑”，在提升金融服务效率的同时，也在加速风险传导的速度。随着近两年经济步入下行周期，金融行业风险开始积聚，利用技术来动态预警和管控信用风险成为金融科技的一个重要应用方向，并衍生出了以信用为中心、高度专业化的新型金融科技业态——信用科技。
三、服务广度的变化
金融科技的应用场景，从创新为主的个人贷款发放，到消费者、中小企业和大企业的全信用价值链的金融服务，涵盖信用资产全生命周期，从资产形成，到资产交易撮合，到资产管理。在债券发行、供应链金融、ABS到不良资产处置等各类金融活动中，数据、技术、金融三者进一步融合。
中证信用亮相2018香港金融科技周 引领信用科技新市场
2018-11-01 11:13:55 来源：搜狐财经
【2018年10月31日，中国香港】10月31日，中国领先的信用科技综合服务商 – 中证信用增进股份有限公司（以下简称“中证信用”）亮相全球首个跨境金融科技盛会– 2018香港金融科技周。作为中国领先的创新金融科技企业代表，中证信用以极具特色的开放式展台、重磅专题分享和热门平台的新媒体演示等，展现了其数据和科技驱动的全信用价值链的新型服务体系，吸引到众多参展嘉宾的关注。中证信用首席数据官陈浩先生亦受邀参加备受关注的“中国金融科技峰会：金融科技生态圈”的圆桌讨论，与京东金融、维信金科的专家等共议未来金融科技的生态构建话题。
本次金融科技周在香港会议展览中心举行，聚焦大湾区发展机遇，以“跨境”为特色，由香港延伸到深圳，演讲者包含200多位世界顶级金融科技创始人、投资者、监管机构和学者等，吸引到8000多名高级管理人员参加。
参加本次金融科技周是中证信用在海外市场的首次盛大亮相。陈浩先生表示，信用科技已成为现代金融业的重要驱动力，通过数据和技术赋能，重塑信用行业，改变金融格局。新经济、新监管、新金融，更为信用科技提供了广泛的应用场景。作为中国信用科技领域的领先者，中证信用致力于通过科技驱动打造服务于信用资产全生命周期（资产生成-资产交易-资产管理）的基础设施，通过为客户提供信用风险管理、信用增进、信用资产交易管理服务等全信用价值链服务，降低信用风险管理的成本，提升信用资产流转的效率，化解信用资产投资的风险。
据透露，公司目前已围绕规模企业、中小微企业、消费金融、监管科技等四大场景，自主开发了债券信用风险管理平台、中小微融资助贷平台、消费金融助贷平台、报价信息平台等系列平台产品。公司虽然成立仅3年多，已展现出强劲的发展势头，目前服务的机构客户已超过4000多家，涵盖了工商企业、新经济体、金融机构、政府部门、互联网平台等。
在此次金融科技周上，中证信用及旗下子公司资深的信用科技领域的专家团队为现场的参展嘉宾带来了四场题为《数据驱动的债券信用分析的最佳实践》、《数据风控助力消费金融风险识别》、《区块链金融：解决中小微企业融资的魔法棒？》和《用Fintech提升人民币债市的流动性》的精彩专题分享，分别围绕债券信用分析、消费金融数据风控、中小微企业融资、债市流动性等热点市场需求，以解决方案案例分享的形式，生动立体地介绍中证信用以数据和科技为驱动的信用科技服务。
在展会现场，中证信用还重磅推出并展示了旗下公司的3款产品，分别是一体化债市投资信用风险解决方案-债乎CreditMaster、全方位企业信用风险查询平台-中证预鉴CreditPortal和一站式聚合报价信息平台-Dealing Matrix，吸引到了众多参展嘉宾的关注，并获得广泛好评。
中证信用战略总监张剑文表示：“作为中国领先的信用科技综合服务商，中证信用很荣幸能够参加香港金融科技周这样的行业盛会，与众多来自全球的顶尖企业交流。我们将继续发挥在数据、科技、金融等方面的优势，为金融市场提供最值得信赖的信用科技综合服务。”
关于香港金融科技周：
2018第三届香港金融科技周活动是全球首个跨境金融科技盛会，横跨亚洲金融首都香港和中国硅谷深圳，聚焦最热门的行业发展以及粤港澳大湾区的庞大潜力，特别关注金融科技、人工智能、网上银行、区块链等议题。跨境盛会成为了大湾区金融科技发展及应用的重要通道，吸引了大批优质企业参与，将强化港深两地在金融科技领域的交流和合作，推动亚洲乃至全球的行业技术革命，塑造着金融服务的未来。
关于中证信用：
中证信用是中国领先的信用科技综合服务商，成立于2015年5月27日，注册地在深圳前海，总部办公地位于深圳证券交易所广场44楼，注册资本为人民币45.8598亿元。公司主体信用等级为AAA，评级展望稳定。中证信用致力于通过科技驱动打造服务于信用资产全生命周期（资产生成-资产交易-资产管理）的基础设施，通过为客户提供信用风险管理、信用增进、信用资产交易管理服务等全信用价值链服务，降低信用风险管理的成本，提升信用资产流转的效率，化解信用资产投资的风险。
China Securities Credit Investment showcases its leading credit-tech service at Hong Kong FinTech Week 2018
POSTED ON OCTOBER 31, 2018 BY FINTECH ASIA
HONG KONG, Oct. 31, 2018 /PRNewswire/ — China’s leading credit-tech service provider, China Securities Credit Investment Co., Ltd. (“China Securities Credit Investment”), made its global debut at the world’s most anticipated cross-border FinTech event – Hong Kong FinTech Week 2018 (“Fintech Week”). As one of China’s leading FinTech companies, China Securities Credit Investment introduced its leading credit-tech services which are empowered by data and technology through its open exhibition booth, keynote presentation and new media display. Hao Chen, Chief Data Officer of China Securities Credit Investment, was also invited to speak at the roundtable “China FinTech Summit: The FinTech Ecosystem” together with experts from JD Finance and VCredit during the Fintech Week.
The Fintech Week was held at the Hong Kong Convention and Exhibition Centre and is the world’s first cross-border financial technology event, taking place in both Hong Kong and Shenzhen. It is one of the largest conferences on the calendar, attracting more than 8000 senior executives and featuring over 200 of the world’s top FinTech entrepreneurs, investors, regulators, and scholars, who are shaping the future of financial services by driving a technological revolution in the industry across Asia and globally.
This Fintech Week was China Securities Credit Investment’s global debut show. According to Hao Chen, credit-tech has become a critical drive of the modern financial industry. With data and technology being the key enablers, it is reshaping the credit industry and financial landscape. The new paradigms of economic development, regulatory environment and financial industry have endowed credit-tech with a large variety of application scenarios. As the leader in China’s credit-tech field, China Securities Credit Investment endeavours to use technology to build an infrastructure that serves the entire lifecycle of the credit assets (asset generation – asset trading and exchange – asset management). The company provides integrated services that cover the entire credit value chain, from credit risk management, credit enhancement, to credit asset trading services and management, which help to reduce the cost of credit risk management, accelerate credit asset circulation, and mitigate the risk of credit asset investments.
China Securities Credit Investment provides comprehensive credit value chain services to the financial market with its bond credit risk management platform, small and medium-sized enterprises loan assistance service platform, consumer finance loan assistance service platform and credit asset quotation service platform, revolving around four major application scenarios, i.e. large enterprise finance, small and medium-sized enterprise finance, consumer finance and RegTech service. Despite a relatively short operating history of three years, the company has shown tremendous development and has provided professional and customized credit services to more than 4,000 institutional clients including industrial and commercial enterprises, new economy companies, financial institutions, government departments and online platforms.
During the Fintech Week, the experts of China Securities Credit Investment and its subsidiaries brought a series of keynote speeches covering topics such as:
“New era for data-driven bond credit analysis”
“Stronger data risk control for better consumer finance”
“Blockchain finance for stronger SMEs”
“Is FinTech the magic key to solve bond liquidity dilemma in China?”
These keynote speeches focused on hot topics such as small– and medium-sized enterprise financing, bond credit, consumer finance risk management and showcased the comprehensive credit-tech services driven by data and technology that China Securities Credit Investment is proud to provide.
At the exhibition, China Securities Credit Investment also presented three products to the participants – namely CreditMaster (the integrated bond credit risk solution), CreditPortal (360-degree view of enterprise credit risk), and Dealing Matrix (the one-stop pricing information platform of the inter-institutional market). The products attracted a surging crowd of guests and were received highly.
“As China’s leading credit-tech service provider, we are honoured to participate in the Hong Kong FinTech Week this year and meet with top FinTech unicorns from all over the world. Looking forward, we will keep leveraging our strength in data, technology and finance, and providing the most trustworthy credit-tech services to the financial market,” said Jianwen Zhang, Chief Strategy Director of China Securities Credit Investment.
About Hong Kong Fintech Week
2018 Hong Kong FinTech Week is the world’s first cross-border financial technology event, taking place in Hong Kong, Asia’s financial capital, and in Shenzhen, China’s Silicon Valley. The event focuses on the most popular industry developments and the huge potential of the Greater Bay Area, with special attention paid to FinTech, Artificial Intelligence, online banking, blockchain and other emerging trends. The cross-border event has become an important channel for the development and application of FinTech in the Greater Bay Area. It has attracted a large number of quality enterprises and will strengthen exchanges and cooperation between Hong Kong and Shenzhen in the field of FinTech and promote Asia’s and the world’s technological revolution in the industry, shaping the future of financial services.
https://www.fintechweek.hk/
About China Securities Credit Investment
China Securities Credit Investment Co., Ltd. (“China Securities Credit Investment”) is a leading Chinese integrated credit-tech service provider. It was established on May 27th, 2015 and is registered in Qianhai, Shenzhen. The Shenzhen headquarter office is located on the 44th floor of the Shenzhen Stock Exchange Square. It has a registered capital of RMB 4.58598 billion. It also has a credit rating of AAA with a stable outlook issued by leading domestic credit rating agencies.
Empowered by its technology, China Securities Credit Investment aims to build an infrastructure that serves the entire life cycle of credit assets (asset generation – asset trading and exchange – asset management). We provide integrated services that cover the entire credit value chain, from credit risk management, credit enhancement, to credit asset trading services and management, which help to reduce the cost of credit risk management, accelerate credit asset circulation, and mitigate the risk of credit asset investments.
www.chinacsci.com
Related Links :
http://www.chinacsci.com
https://www.fintechweek.hk
http://en.prnasia.com/story/archive/2457279_AE57279_0
中证信用亮相2018香港金融科技周
作者：李惠敏
2018-10-31 18:45来源：中国证券报·中证网
中证网讯（记者 李惠敏）10月31日，全球首个跨境金融科技盛会——2018香港金融科技周在香港举行，与会嘉宾围绕金融科技、人工智能、网上银行、区块链等热门议题以及粤港澳大湾区庞大潜力展开讨论。
此次金融科技周上，中证信用及旗下子公司资深的信用科技领域的专家团队围绕债券信用分析、消费金融数据风控、中小微企业融资、债市流动性等热点为现场嘉宾带来专题分享。
中证信用增进股份有限公司（简称“中证信用”）首席数据官陈浩表示，信用科技已成为现代金融业的重要驱动力，通过数据和技术赋能，重塑信用行业，改变金融格局。新经济、新监管、新金融更为信用科技提供了广泛的应用场景。
中证信用战略总监张剑文表示，作为中国领先的信用科技综合服务商，未来将继续发挥在数据、科技、金融等方面的优势，为金融市场提供最值得信赖的信用科技综合服务。