作者：于, 冬雪

On April 27, 2018, the main activity of the series of activities of “Reform and Opening Again – New Platform, New Benchmarking, and New Action” in QianhaiShekou Free Trade Zone was held in the Qianhai Enterprise Mansion Pavilion. The Standing Committee of Shenzhen Municipal Committee and the director of QianhaiShekou Free Trade Zone Management Committee, Tian Fu, along with other leaders, attended the event. At the meeting, the report on the third anniversary of the establishment of the free trade zone was announced, and the awarding ceremony for the system innovation base, center and laboratory was held. CSCIwas awarded the title of “Institutional Innovation Lab” for its outstanding achievements in service supervision and technology, and was awarded an honorary plaque.

As a national capital market basic functional company, China Securities Credit Investment is committed to “data-driven, technology-led, and new-finance”, and actively explores the path of regulatory technology, and proposes solutions for regulatory technology needs in different scenarios, and China Securities Credit Investment has achieved unanimous approval of the relevant government departments.

When talking about Qianhai’s achievements in financial supervision and innovation, China Securities Credit Investment has been highly praised by the “White Paper” released on the event for its active participation in the construction of the first Shenzhen Private Equity Fund Information Service Platform, and its exploration in  “regulation, self-discipline, and service” model of “Internet + Big Data”. At the same time,  China Securities Credit Services Co., Ltd., a subsidiary of China Securities Credit Investment, effectively filled the industry gap and was widely recognized by pioneering the  big data-driven appropriateness management solution. The program helps investors to protect investors’ rights and interests while meeting the compliance requirements of regulators by comprehensively and dynamically assessing investor risk tolerance, real-time positioning and monitoring of investor appropriateness risks.

In addition, in response to the pain points and problems in the consumer finance sector, the company’s subsidiary,  China Securities Credit Technology Co., Ltd., tailored an asset risk management solution – “The asset risk management platform based on Tencentblock chainTrustSQL technology in the consumer finance scenario (云瞻).Relyingon the “sharing, consensus and shared support” features of the block chain,云瞻 platform realized the real-time penetration monitoring of the underlying assets from the “information, capital and equity” levels, further increased the credibility of the data, and was successfully selected as “2017 Trusted Blockchain Summit Excellent Application Case”.

In the future, China Securities Credit Investmentand its subsidiaries will continue to leverage on the company’s professional understanding of capital markets and credit, relying on rich, stable and high-quality credit data resources and professional technology to maintain innovation and mechanisms, and strive for greater contribution in financial technology and the regulation of technological innovation.

Hosted by the International Monetary Fund (IMF) Asia Pacific, co-hosted by the Japan Financial Services Agency (JFSA) and the Bank of Japan (BOJ), the Asian Financial Technology Summit as held on April 16, 2018 in Tokyo, Japan. The summit invited BunchaManoonkunchai, Senior Director of Financial Technology of Bank of Thailand; Sun Tao, Senior Director of Ant Financial Research Department; Boon-Hiong Chan, Head of Asia Pacific Markets of Deutsche Bank;Chai Tianguang, Chief Data Officer of Data Robot; Ma Theresa S. Habitan, Deputy Director of the Financial Bureau of the Philippines;Ashraf Khan, senior financial observer of the International Monetary Fund, and other important guests, and attracted nearly 400 professionals. Zhang Zhe, deputy director of the CSCI Promotion Committee and Chief Product Officer of CSCS, were invited to attend the summit and delivered a keynote speech.

The topic of Zhang Zhe’s speech at the summit was “The Application of Frontier Financial Technology in the Field of Inclusive Finance”. He believes that the essence of financial technology is to reduce costs and improve efficiency. The technology can solve the problems of acquiring customers, risk control and operations in a large extent, and truly implement inclusive finance to the real economy. At the same time, he also shared practical applications of cutting-edge technologies such as blockchain and artificial intelligence’s applications in many fields such as big data risk control, digital marketing and growth, Internet operations, consumer finance, supply chain finance, and small and medium-sized micro business.

In the round-table discussion, Zhang Zhe also said that China Securities Credit Investmentwould fully create a credit value chain through technology-driven and technology-led method, and use this to open up the real economy and capital market. Through the company’s financial technology infrastructure, data risk control, credit enhancement, risk management and advantages in other fields as well, China Securities Credit Investmentwill build an Internet trading market and truly implement Inclusive Finance. At the same time, China Securities Credit Investment will also be willing to share advanced technology and experience to other countries in Asia and worldwide to help improve the financial technology and infrastructure capabilities of the global region.