CSCT won the “2018 Deloitte – Shenzhen Star of the Future”

On October 11, 2018, the award ceremony of “2018 Deloitte Shenzhen High-tech High-growth Top 20 and Deloitte-Shenzhen Star of the Future” hosted by Deloitte China and Shenzhen Business Federation was held in Shenzhen, with more than 100executives, industry leaders, VC/PE partners from high-growth high-tech enterprises attended the event. China Security Credit Technology  Co., Ltd., (referred as CSCT), a subsidiary of CSCI, won the “2018 Deloitte-Shenzhen Star of the Future” award for its innovative business model and strong development potential. The same batch of award-winning enterprises also include NetScience Technology, Weizhong Tax Silver, and Obi Zhongguang.

According to the organizer, the selection has been held for five years. This year’s selection is based on the theme of ‘from unicorns to stamina – from fineness to excellence’, it comprehensively assessed applicants’ innovative capabilities, business models, products and technologies, and core management teams. After three to four months of open and rigorous field trips and expert review, the panel of experts selected the final list, aiming to identify and recognize the uniquely innovative and fast-growth science and technology enterprises in the Shenzhen region. In the past years, the companies that won the “Shenzhen Star of the Future” award included FenQiLe, Samoyed Financial, and DaDa Bus, etc.

Ms. Pan Lin, President of CSCT, was invited to attend the awards ceremony and participated in the roundtable forum on the theme of “New Trends in Financial Technology”, discussed with Chen Lei, the Chief Strategy Officer of HanDe Group, Shi Wei, the General Manager of VZOOM Credit, Li Xing, the CTO of Shengye Capital. When talking about the development of breakthrough technology in the field of financial technology in the past three years, Pan Lin said that CSCI has always adhered to the strategy of driving finance with technology. Since the beginning of last year, CSCT has been investing in the blockchain, artificial intelligence, etc. The concept of building a credit bridge for the investment side and the asset side of the consumer finance eco-chain has been adhered, the credit technology has been implemented in a down-to-earth manner to help the development of high-quality credit companies. Over the past year, the company’s main  business partners such as 51 Credit Card, Yixin Group, WeixinJinke, etc. have achieved IPO, which is also a great affirmation of the value of CSCT.

China Securities Credit Investment Received the First Batch of Trusted Blockchain Evaluation and Certification Assigned by China’s ICT

On October 9-10, 2018, the “2018  Trusted Blockchain Summit” jointly sponsored by China Institute of Information and Communication, and China Communications Standards Association was held in Beijing. The evaluation results of the first batch of trusted blockchain products in 2018 were released. China Securities Credit Investment’s blockchain product “Hyperledger Fabric-Based Financial Blockchain Service Platform” has been evaluated by experts and industrial peers, in the dimensions of product function, product performance and stability, the product won the unanimous approval of peers and has become one of the first platforms to pass the certification test.

As an emerging technology, the blockchain faces problems such as lack of standards and immature underlying technologies. For this reason, China’s ICT along with 158 ​​companies launched the “Trusted Blockchain Promotion Plan” to accelerate the construction of trusted blockchains standard system. Under the joint promotion of all parties in the industry chain, the “Trusted Blockchain Promotion Plan” completed the formulation of the first trusted blockchain standard in China and completed the standard testing of each blockchain product of the registered enterprises. In this 2018 trusted blockchain standard evaluation, 42 manufacturers signed up for testing, and finally 20 manufacturers passed the initial screening, only 14 of which passed the certification test in one trial.

Zhang Zhe, general manager of  online product business unit at China Securities Credit Investment, said at the summit that as a leading credit-technology service provider in China, we are committed to helping the entire life cycle of credit assets (asset generation – asset trading – assets) through technology-driven management and distributed credit infrastructure. Our integrated solution  reduces the cost of credit risk management, improves the efficiency of credit asset liquidity, and resolves the risk of credit asset investment by providing customers with credit risk management, credit enhancement, credit asset transaction management and other full credit value chain services. The blockchain technology, as a technology that builds a multi-party trust system, has become an infrastructure in the field of credit technology in China, and placed in a variety of business scenarios, and began to export.

This year, China Securities Credit Investment’s blockchain products are accelerating the launching of the scenario applications, and a number of scenarios based on blockchain aggregation of small and medium-sized micro-financial service platforms, supply chain finance, and regulatory technology.

中证信用云科技荣获“2018德勤-深圳明日之星”

2018年10月11日,由德勤中国与深圳市商业联合会主办的“2018德勤深圳高科技高成长20强暨德勤-深圳明日之星”颁奖典礼在深圳举行,100多位高成长高科技企业的高管、行业领袖、VC/PE合伙人等出席了活动。中证信用旗下子公司中证信用云科技(深圳)股份有限公司(以下简称:中证信用云科技)凭借创新的商业模式、强劲的发展潜力等,荣获“2018德勤-深圳明日之星”奖项。同批获奖的企业还包括网心科技、微众税银、奥比中光等。

据主办方介绍,该评选已经举办了五年,今年的评选以“‘独角兽’到‘千里马’——从优秀到卓越”为主题,对报名企业的创新能力、商业模式、产品和技术能力以及核心管理团队等进行综合评估。经过3至4个月公开严谨的实地考察、专家评审,专家组评选决出最终榜单,并旨在发掘和表彰深圳区域内独特创新、增长蓬勃的高成长科创企业。往年获得“深圳明日之星”奖项的企业包括了分期乐、萨摩耶金服、嗒嗒巴士等。

中证信用云科技总裁潘琳女士受邀出席了颁奖典礼,并参加了以“金融科技新趋势”主题的圆桌论坛,与瀚德集团首席战略官陈雷、微众税银产品运营中心总经理石玮、盛业资本CTO 李星等进行交流和探讨。在谈及过去三年里金融科技领域突破性技术的发展话题时,潘琳表示中证信用云科技始终坚持以科技驱动金融的战略,自去年初开始,就在区块链、人工智能等方面进行了布局和投入,并秉承为消费金融生态链的资金方和资产方投融资构建信用桥梁的理念,脚踏实地践行信用科技,来助力具备优质信用的互金企业更好的发展。过去一年多,公司重要的业务合作伙伴如51信用卡、易鑫集团、维信金科等相继上市,也是对中证信用云科技企业价值的极大肯定。

2018德勤-深圳明日之星颁奖仪式现场

“金融科技新趋势”圆桌论坛现场

中证信用云科技荣获“2018德勤-深圳明日之星”奖项

中证信用区块链产品获信通院首批可信区块链测评认证

2018年10月9日-10日,由中国信息通信研究院、中国通信标准化协会联合主办的“2018可信区块链峰会”在北京召开,会上发布了2018首批可信区块链产品评测结果。中证信用增进股份有限公司(以下简称:中证信用)旗下区块链产品“基于Hyperledger Fabric的金融区块链服务平台”在区块链产品功能、性能及稳定性三方面获得评审专家及业内同行的一致认可,成为首批通过认证测试的平台之一。

作为一项新兴技术,区块链面临着标准缺失、底层技术不成熟等问题,为此中国信通院牵头联合158家企业启动了“可信区块链推进计划”,加快构建可信区块链标准体系。在产业链各方的共同推进下,“可信区块链推进计划”完成了我国首个可信区块链标准制定,并完成对报名企业的各区块链产品的标准测试。在本次2018可信区块链标准评测的产品中,共有42家厂商报名测试,最终20家厂商通过初筛,一次性通过认证检测的仅14家。

中证信用线上产品事业部总经理张哲在峰会上表示,作为国内领先的信用科技服务商,中证信用致力于通过科技驱动打造服务于信用资产全生命周期(资产生成-资产交易-资产管理)的分布式信用基础设施,通过为客户提供信用风险管理、信用增进、信用资产交易管理等全信用价值链服务,降低信用风险管理的成本,提升信用资产流转的效率,化解信用资产投资的风险。作为构建多方信任体系的区块链技术,已经成为中证信用科技领域的一项基础设施,置于多种业务场景,并开始进行对外输出。

今年,中证信用区块链产品正在加快应用场景落地,基于区块链的聚合式中小微金融服务平台、供应链金融、监管科技等多个场景已经开始相继落地。

“2018可信区块链峰会”测评结果颁奖现场

智利私人银行BCI参访中证信用

快速发展的中国Fintech行业以及Block chain技术的广泛应用在全球范围内受到越来越多的关注。近日,智利信贷与投资银行(简称:BCI)国际发展与金融创新部的高管一行到访中证信用上海办公室,就中智金融科技发展情况进行了交流研讨。BCI希望通过对包括中证信用在内的中国Fintech领域知名企业的深入了解,寻找进一步的合作空间,以便更好地推动相关前沿科技在银行业的应用。

在此次交流中,中证信用线上产品事业部总经理张哲详细介绍了中证信用的商业模式、产品开发和技术优势等,特别是中证信用在供应链金融和区块链技术落地等领域的经验,以及对未来相关领域发展的见解与分析等。中证信用线上产品事业部区块链技术总监谭峰博士则就中证信用在区块链技术领域的应用,特别是供应链金融领域的实际案例等进行了讲解。

BCI的高管则介绍了智利以及BCI对于Fintech发展的态度和经验等,并表示在与中证信用专家就供应链金融、贸易融资等领域的区块链技术应用等进行深入交流后,未来将在相关领域展开进一步的合作。


BCI高管一行到访中证信用上海办公室

BCI高管与中证信用专家进行交流研讨

中证信用主办证券行业外部数据引入合规研讨会

随着数字化技术爆炸式的发展,大数据在证券行业的应用越来越重要,尤其《证券期货投资者适当性管理办法》的颁布实施,使得证券经营机构在内部数据采集的基础上,进行外部数据的引入,以便实现客户精准分析,更好地保护投资者利益。然而,外部数据应用的行业规范尚未形成,一系列的个人信息保护条例也让机构在外部数据的使用方面顾虑重重。如何合法合规地引用外部数据、如何杜绝客户敏感信息的滥用和泄露等,都是亟待解决的重要命题。

2018年9月12日,中证信用牵头在北京组织了一场研讨会,专门邀请了北京大学、中央民族大学的资深学者,人行法律顾问,以及来自券商、银行业等金融界的合规风控专家等,一同就证券行业引入外部数据的必要性、可行性、及合规合法的实施路径等话题进行了研究和探讨。

中证信用首席数据官、中证征信首席运营官陈浩在致辞中就当前数据市场现状及应用环境等进行了介绍,并表示:“作为国内领先的信用科技综合服务商,中证信用致力于打造一流的信用风险管理服务能力。作为集团的科技基础,中证征信坚持‘科技引领,数据驱动’,自2017年开始就已经就券商引入个人外部数据的可行性、必要操作等进行了论证和谨慎的实践。”

与会券商代表分享了三个阶段开展个人外部数据引入和应用的探索性实践,并提出了建立行业标准以获得行业共识等相关建议。此外,与会的资深合规专家针对券商引入外部数据的合规要点、国内外针对数据使用的立法精神、基本原则和趋势等发表了主题演讲。

在圆桌讨论环节,与会嘉宾就实际操作中遇到的各项问题,包括针对引入外部数据时对数据合作方是否有资质要求、如何收集合法客户授权、数据交互时是否涉及个人隐私、母子公司之间的数据共享是否存在潜在合规风险等话题进行了充分论证和探讨。银行保险业的数据专家则就行业内已经基本形成的外部大数据使用规范,以及在客户画像、风险管理、欺诈预防等重要领域的成熟应用等进行了分享交流。

经过深入的讨论,与会嘉宾一致认为,证券行业需要建立引入外部数据的行业规范,需要在保障客户知情同意的权利的同时,建立外部数据源白名单机制,让外部数据在券商内部的引入和应用切实可行,合规合法,从而真正地提升机构风险识别和智能运营的效率。

研讨会现场